Effective Date: July 12, 2025

Welcome to Dust and Ruby LLC ("we," "us," or "our"). By accessing or using our website at dustandruby.com, scheduling services, purchasing products, or interacting with our content, you agree to these Terms and Conditions ("Terms"). Please read them carefully.

If you do not agree with any part of these Terms, please do not use our services or website.

1. About Us

Dust and Ruby LLC is a registered business in the State of Illinois, operating out of DuPage County. We provide astrology and astrocartography readings, digital products, and courses.

2. Use of Our Website and Services

You agree to use our website and services only for lawful purposes. You will not:

• Violate any applicable laws or regulations

• Use our site to harm others or disrupt service

• Copy, reproduce, or distribute content without permission

3. Intellectual Property

All content, including text, images, graphics, logos, and digital downloads, is owned by Dust and Ruby LLC or our licensors and is protected by intellectual property laws. Unauthorized use is prohibited.

4. Age Requirement

You must be at least 18 years old to use our services or make purchases.

5. Booking, Payment & Refunds

Please refer to our separate Sales & Refund Policy for detailed information. In summary:

• All sales are final

• Payments processed via Stripe

• One-time reschedule allowed with 24-hour notice

• No refunds or cancellations

6. Astrology & Astrocartography Disclaimer

The astrology and astrocartography services provided by Dust and Ruby LLC are intended solely for personal insight, entertainment, and self-reflection. They are not a substitute for professional advice in legal, medical, financial, psychological, or relocation matters.

Astrology is an interpretive art, not an exact science, and while we strive for accuracy and helpful guidance, we do not guarantee any specific outcomes or results.

Any decisions you make based on our readings, including but not limited to relocating or making life changes, are made at your sole risk and responsibility. Dust and Ruby LLC expressly disclaims any liability for any loss, damage, or dissatisfaction resulting from those decisions.

By using our services, you waive any claims against Dust and Ruby LLC arising from your use or reliance on the information provided.

7. Disclaimer of Advice

Our services are for personal insight and entertainment only and do not constitute professional advice (medical, legal, financial, or psychological). Always seek qualified professionals as needed.

8. Third-Party Services

We use third-party services such as Squarespace (hosting), Acuity Scheduling (booking), Stripe (payments), Google Analytics (analytics), and FloDesk (email marketing). We are not responsible for their policies.

9. Privacy

Your use of our website and services is also governed by our Privacy Policy.

10. Cookies

Our website uses cookies as described in our Cookies & Tracking Disclosure.

11. Limitation of Liability

To the fullest extent permitted by law, Dust and Ruby LLC shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of, or inability to access or use, the services

• Any conduct or content of any third party on the services

• Unauthorized access, use, or alteration of your transmissions or content

12. Indemnification

You agree to indemnify, defend, and hold harmless Dust and Ruby LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of or in any way connected with your violation of these Terms or your misuse of our services.

13. Force Majeure

Dust and Ruby LLC shall not be liable for any failure or delay in performing its obligations under these Terms if such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government restrictions, strikes, pandemics, or interruptions in internet service.

14. Severability

If any provision of these Terms is held to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Cook County, Illinois.

16. International Clients and Digital Nomad Operations

Dust and Ruby LLC operates globally and welcomes clients from around the world. If you are located outside the United States, you are responsible for ensuring compliance with local laws regarding the use of our services.

As the business operator may work remotely from various international locations, you acknowledge and accept that communications and service delivery may be subject to time zone differences and local regulations.

By using our services, you agree that Dust and Ruby LLC is not responsible for any delays, disruptions, or legal compliance issues arising from international operations or your location.

17. Changes to Terms

Dust and Ruby LLC reserves the right to update or modify these Terms at any time. We will notify users of material changes by updating the “Effective Date” and posting the new Terms on our website. Continued use of our services after changes constitutes acceptance of the updated Terms.

18. Social Media

Dust and Ruby LLC maintains a presence on social media platforms including Instagram and TikTok. Content shared is for entertainment and informational purposes only. We do not control or endorse user comments, third-party content, or links on these platforms.

By interacting with our social media channels, you acknowledge that such platforms have their own terms and privacy policies, which are separate from ours. We encourage respectful conduct and reserve the right to remove content or block users who violate platform rules or our community standards.

19. Affiliate Disclosure

Dust and Ruby LLC participates in affiliate marketing programs, including the Amazon Associates Program. This means we may earn commissions from qualifying purchases made through links on our website or social media channels, at no extra cost to you.

We only promote products or services that we believe in and feel will add value to our community.